![]() Capabilities in Express require the API version or later. Minimum API version: Express requires the API version or later.If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.įor more information and FAQs, please read the Account Switching Guide (PDF 1.7MB).To create Express accounts, you must meet all of these requirements:.If there are any issues in making the switch, we will contact you before your switch date.We will also contact the sender and give them your new account details. ![]() We will arrange for payments accidentally made to your old account to be automatically redirected to your new account.If you have money in your old account, we will transfer it to your new account on your switch date.We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).The service is free to use and you can choose and agree your switch date with us.As your new current-account provider we offer the following guarantee. We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. ![]() Arranged overdraft limits and interest rates vary based on your individual circumstances. How much does my overdraft cost in pounds and pence?Īs an example, the interest cost of borrowing £500 is: £3.22 for 7 days, £13.86 for 30 days and £28.09 for 60 days.Īrranged overdrafts are subject to application and approval and repayable on demand. You can use the representative APR to compare with other products or credit providers, this can help you make sure that you choose the right type of borrowing for you. Representative example (based on using a Current Account)Īn arranged overdraft on a Current Account has a variable interest rate of 39.9% EAR, and a variable representative rate of 39.9% APR, based on borrowing £1,200. We will let you know this rate in the pre contract credit information we give you if you apply for an arranged overdraft. The daily arranged overdraft interest rate will be based on how you manage any accounts with us and on the credit information we hold about you. Once your six month interest-free period ends we will charge interest daily. What happens after the 0% interest free period ends? ![]() Have applied, and been approved for an arranged overdraft on your new Halifax account.Have not used the offer within the last 12 months.This service means your old account will be closed and all your payments transferred to your new Halifax account. Use the Current Account Switch Service.To qualify for the interest-free offer you must: You can use it to borrow money up to an agreed limit through your bank account. An arranged overdraft can act as a useful safety net. To help you during your switch, we may be able to arrange an interest-free arranged overdraft for 6 months, subject to application and approval. 6 months 0% interest free arranged overdraft when you switch ![]()
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